Boost Your Goals with Savings That Earn Up to 8% p.a. from Maya Personal Goals

 Imagine boarding that plane to your dream destination, unboxing the gadget upgrade you’ve worked hard for, or finally securing the funds for your stan life—from concert tickets to merch drops. Every goal feels more possible when your money is growing with you, and with Maya Personal Goals, those milestones are closer than ever.

Maya, the #1 Digital Bank in the Philippines, is powering your Personal Goals with up to 8% interest p.a. – a big boost for your savings. And the best part? It’s designed to be effortless, flexible, and all inside the Maya app. Think of it as your personal piggy bank that actually pays off big time.

Supercharged Savings Made Simple

Earn More when You Save More. With Maya Personal Goals, the more you save, the more you earn. Each goal account starts at 4% p.a., and your rate grows every time you add ₱20,000—stacking up to a maximum of 8% p.a.

Multiple Goals, One App. Different dreams deserve their own space. Maya lets you create up to five goal accounts so you can save for travel, new gadgets, concerts, or even your KPop stan life—all in one app.

Flexibility Without the Fees. Unlike traditional savings products, Maya Personal Goals puts you in control. There are no lock-up periods or cancellation fees, so you can save at your own pace and access your money whenever you need it.

Savings You Can Trust. Maya is BSP-licensed and PDIC-insured for up to ₱1 million, so you can grow your money with peace of mind knowing your funds are protected every step of the way.

Just follow these steps to get started:

1. Go to the Savings tab in the Maya app and set up a Personal Goal — name it, set a due date, and assign your target amount.

2. Fund your goal by depositing from your Maya Savings, Maya Wallet, or other banks — it’s seamless and all done inside the app.

3. Start earning right away: deposits from ₱1–₱20,000 earn 4% p.a. per goal.

4. Save more to boost: every additional ₱20,000 you deposit unlocks its own boosted rate — stacking up to as much as 8% p.a. on deposits up to ₱100,000. Amounts beyond ₱100,000 will no longer earn interest.

With Maya Personal Goals, saving becomes more than just a habit—it’s a smarter way to turn your bucket list into reality. Big or small, every dream feels within reach when your money is growing with Maya.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

 Payong ready, baon check. Pero minsan, kahit handa at kompleto ka na sa gamit, kulang pa rin ang budget, lalo na kapag sabay-sabay ang gastos sa school at may biglaang emergency ngayong tag-ulan. Dito mo talaga kailangan ng partner na maaasahan pagdating sa pera.

Buti na lang, may Maya Easy Credit! Instant access sa pera kapag kailangan mo, diretso sa Maya app, para sa kahit anong emergency o biglaang gastos. Sa ilang click lang, puwede mo nang gamitin ang pera pangbayad sa stores gamit ang QR scan, o ilipat agad sa Maya Wallet para magamit sa iba pang kailangan mo.

Mabilis, Madali, at Ready sa Bawat Gastos Mo

Para sa quick fixes sa rainy day emergencies. May revolving credit line na hanggang ₱30,000—perfect para sa kuryente, bills, emergency repair sa bahay, o panggamot ngayong tag-ulan. Flexible ang repayment, kaya anytime puwede kang humiram ulit kapag kailangan. Planuhin lang ang repayment schedule para iwas late fees at dagdag gastos. 

Footnote: Must be 21 to 65 years old to apply. Approval is subject to credit evaluation.

Para sa school essentials at baon. Hindi mo na kailangang mag-alala sa biglaang gastos para sa school. Maya Easy Credit has your back para sa notebooks, projects, at pangbaon kapag na-delay ang sweldo—lahat sa isang app lang. Importante lang na gumamit ng credit para sa totoong kailangan ng pamilya mo.

Mabilis at hassle-free. Lahat nasa phone mo lang, di mo na kailangan ng maraming paperworks. Walang pila, walang komplikasyon, at instant ang feedback sa status ng approval mo. Tandaan: mas maaga kang magbayad, mas mabilis ding bumabalik ang available credit line mo. Kahit maliit lang ang isinisingit buwan-buwan, malaking tulong ito para mapanatili ang good credit standing at mas bubukas pa ang financial opportunities para sa’yo.

Paano Mag-apply?

1. Mag-login sa Maya app at i-click ang “Credit” tab. 

2. Mag-apply sa Maya Easy Credit, ilagay ang mga hinihinging detalye sa form

3. Kapag approved, puwede mo nang gamitin ang credit—pambayad sa stores o ilipat sa Maya Wallet, ready to use agad!

Sa panahon ngayon, dapat ready ka sa kahit anong gastusin.  Nandito ang Maya Easy Credit para sa’yo—rain or shine, school or emergency.

 

Visit maya.ph at mayabank.ph, at i-follow ang @mayaiseverything sa Facebook, Instagram, YouTube, at TikTok for updates.

Your Ultimate Guide to Credit Without the Burnout

Let’s face it: credit is often misunderstood. For some, it’s a safety net. For others, it’s a cycle they can’t break. But the truth is, credit—when used with intention—can be one of your most powerful financial tools. The difference lies in how it’s built, and who it’s built for.

That’s where Maya, the #1 Digital Bank in the Philippines, stands out. Instead of treating credit as a one-size-fits-all solution, Maya designs tools that adapt to your real life—whether you’re managing emergencies, covering essentials, or working toward long-term financial wellness.

Here’s how Maya helps you borrow smarter, not harder:

Credit That Works When You Need It

Emergencies don’t wait for ideal timing. That’s why Maya offers Easy Credit, a revolving credit line of up to ₱30,000, available instantly when you need it. There’s no paperwork needed, and with up to 30 days to repay what you use.

The best part? It’s built into the Maya app, right where you manage the rest of your finances, so you stay in control without disruption.

Credit Without the Catch

When you need more than just a short-term boost, Maya Personal Loan gives you access to up to ₱250,000, with flexible repayment terms of up to 24 months. No collateral required.

Whether you’re handling a major life expense or consolidating existing debt, Maya’s loan product is designed to be predictable and manageable, so borrowing doesn’t turn into burden.

Credit Cards with Built-In Discipline and Rewards

The right credit card doesn’t just help you spend, it helps you earn. Maya’s Landers Cashback Everywhere Credit Card gives you up to 5% on Landers purchases, 2% on dining, and 1% on all other qualified transactions.

Looking for something elevated? The Maya Black Credit Card delivers more than just sleek design. It lets you earn instant Maya Miles—versatile points every time you spend. You can soon use them to pay for shopping or dining, convert your Maya Miles into airline miles right in the app, starting with partners like Philippine Airlines. Plus, get access to exclusive rewards through Maya’s in-app catalog, giving you more value with every spend.

Tools to Help You Borrow and Save Simultaneously

Maya understands that the best borrowing decisions happen when you're not operating on panic. That’s why you can pair your credit use with Personal Goals inside Maya. Create up to 5 savings goals, each earning 4% p.a. interest, and build buffers for upcoming expenses, from tuition to travel.

Responsible borrowing doesn’t mean saying no to credit. It means choosing tools that meet you where you are and help you grow from there.

Maya is here to champion financial choices that reflect who you are and where you’re going. That means more transparency, more control, and more respect for your time and your effort. 

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to learn more. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas  (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

Break Free from the Paycheck-to-Paycheck Cycle with These Smart Money Moves

For many, payday doesn’t feel like a reward, it feels like a reset button. Money comes in, obligations go out, and by week two, you’re already stretching every peso. That’s why Maya, the #1 Digital Bank in the Philippines, is changing the game. With smart tools and a seamless experience, Maya helps you build financial breathing room and long-term stability—no spreadsheets required.

Here’s how Maya helps you move from just getting by to actually getting ahead:

Make Savings Part of the Plan, Not the Afterthought

Instead of waiting to see what’s left at the end of the month, Maya helps you set aside funds the moment your income hits. Maya Savings offers up to 15% p.a. interest, credited daily so your money grows while you focus on everyday needs. No pressure, no lock-in, no guesswork.

Turn Everyday Spending into Real Rewards

Most people separate spending from saving but Maya connects the two. Use Maya for your everyday payments like bills, groceries, shopping, and get rewarded with higher savings interest. It’s a system that works with your lifestyle, not against it.

Keep Your Goals Clear and Organized

Trying to save for multiple things at once? Maya Personal Goals lets you create up to five customized savings pockets, each earning a base interest rate of 4% p.a. Whether it’s for rent, school fees, a trip, or a backup fund, you can stay organized and track progress without mixing up your priorities.

And when you need a financial cushion, Maya offers Easy Credit, a built-in revolving credit line of up to ₱30,000 that you can use for emergencies, essentials, or even last-minute bills.

It’s a smart, flexible way to stay on track when life doesn’t go as planned.

One App, Total Control

Instead of bouncing between multiple apps, Maya brings everything—banking, saving, credit, and payments into one clean, intuitive space. You get a full view of your money and fewer missed payments or budget blind spots.

You shouldn’t have to overhaul your lifestyle to feel more secure with your money. Maya is designed to help you make the most of what you have, plan with confidence, and stop living from one cutoff to the next.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to learn more. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas  (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

Didn’t Hit Your Money Goals Yet? Maya’s Here to Get You Back on Track

 Let’s be honest — you probably started the year with all the best intentions. Maybe you even made a money mood board, listed your financial goals, promised yourself this was the year you’d finally save.

Then life happened. Expenses showed up uninvited, those online sales were way too good, and suddenly, savings? Still pending.

But here’s your mid-year reality check: it’s not too late. Maya, the #1 Digital Bank app in the Philippines, is here to help you reset, refocus, and make real progress with your money goals (without making things boring or overwhelming).

Save in a way that actually works

With Maya Savings, you can earn up to 15% interest p.a. — no complicated terms, no hidden steps. Just deposit your money, use Maya for all your transactions, and watch your money grow with interest earnings credited daily. Even if you start small, that’s already progress!

Save with purpose, not pressure

Want to build that travel fund? Prep for an upcoming concert? Or just feel more in control? Maya lets you create up to 5 Personal Goals inside the app where you can earn up to 4% interest p.a. It’s goal-setting made simple, so you can stay on track without the stress.

One app, full control

Maya isn’t just for saving. It’s your all-in-one app for sending money, paying bills, shopping online, investing in stocks or crypto, and even borrowing through Maya Easy Credit or a Personal Loan if you need a boost. It’s like having a money toolkit, right in your pocket, whenever you need it.

This is your sign to stop stressing about what didn’t happen in the first half of the year and start focusing on what can happen in the next. Maya gives you the tools, the control, and the confidence to get back on track — no guilt trips or budgeting burnout required. So whether you’re regrouping, recharging, or ready to go full financial glow-up mode, Maya’s here to help you make the rest of the year your most money-smart yet.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to know more. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

Back-to-School Without the Burnout: Smarter Money Moves Start with Maya

 

Every parent knows the drill: a new school year means a fresh wave of expenses—uniforms, tuition, supplies, baon, gadgets. And somehow, you’re expected to cover all of it without blowing the monthly budget.

This year, take the pressure off. Maya, the #1 Digital Bank app in the Philippines, is helping parents power through back-to-school season with smart, stress-free money moves that protect your wallet and your peace of mind.

Stretch your budget and win big when you shop for school

School expenses can stack up fast, but with Maya Easy Credit, you get instant access to up to P30,000 in revolving credit, right inside your Maya app. Whether it’s for baon, uniforms, or last-minute school supplies, you’ve got extra budget ready when you need it.

And here’s the best part: your back-to-school spending can earn you big rewards. Every time you use Maya, you get a chance to win cash prizes. Get 5 raffle entries for every P500 spent via QR with Maya Easy Credit, and 1 raffle entry for every P250 spent using your Maya Wallet. Weekly winners can take home up to P15,000, while two lucky users will score P100,000 each month. The more you spend, the more chances you have to win, just by taking care of school essentials.

Approval for Maya Easy Credit is subject to credit evaluation. Users must be 21 to 65 years old to apply.

Savings that actually grow while you focus on the day-to-day

Maya Savings lets you earn up to 15% interest per annum, paid out daily, just by simply using Maya for all your transactions. No lock-in, no complex paperwork, just real growth from your real spending.

You can even set up Personal Goals and allocate funds for upcoming tuition fees, field trips, or allowance. Each goal earns 4% per annum, so your money keeps working while you get everything else done.

Base interest starts at 3.5% per annum. 15% interest per annum applies to your first P100,000 deposit balance. 

Already spending for school essentials? Make every peso count.

Whether you're picking up notebooks, new kicks, or stocking up on baon essentials, Maya makes sure your everyday spending works harder for your family. Use the Maya Black Credit Card to rack up  Maya Miles (soon convertible to airline miles—hello, future family trips!) or go with the Landers Cashback Everywhere Credit Card and get up to 5% cashback on must-haves supplies like groceries.

It’s not about spending more. It’s about being rewarded for what you’re already doing, and making your budget stretch even further.

Less Mental Load, More Control

With Maya, you manage it all from one app: savings, payments, credit, banking. Pay bills, transfer money, and track spending in real-time without bouncing between platforms.

Simplifying your financial life means more time and energy for the things that matter. With Maya, you’re not just keeping up—you’re getting ahead. Start the school year strong. Save, spend, and stay in control with Maya. Download the app and explore tools designed to work around your real-life budget.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to learn more. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas  (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

The Real Tea on Why Your Savings Isn’t Growing and How Maya Fixes It

 We get it, you’ve been trying to save. You’ve skipped the milk tea, passed on that sale, maybe even opened a savings account. But somehow, your money still isn’t growing the way you hoped. 

The truth is, a few common money mistakes might be getting in the way of your goals. The good news? With the right tools like the Maya, the #1 Digital Bank in the Philippines, it’s easier than ever to course-correct and move forward.

Here’s a breakdown of the top money mistakes that slow down your savings, and how Maya helps you fix each one with features that are actually built for how we spend, save, and manage our lives today.

Mistake #1: Thinking saving only happens when you don’t spend

Most people think the only way to grow your money is to not touch it. So you leave it in some low interest savings account, hoping it magically multiplies. But what if your money could grow while you’re out living your life?

How Maya Fixes it:

Maya flips the script. You don’t have to pause life just to save—because Maya makes your everyday spending part of your savings strategy. Every time you use Maya for your transactions you boost your savings interest up to 15% p.a. You’re literally growing your money while buying milk tea, booking flights, or shopping for new fits. The best part? Interest is credited daily, so you can see your money grow in real-time.

Mistake #2: Saving without clear goals

Saving without a target often leads to spending without intention. Without a clear goal, your savings can feel abstract and easier to dip into.

How Maya Fixes it:

Maya’s Personal Goals feature lets you create custom savings buckets for specific needs (think: emergency fund, travel, tuition, gifts). You can set a target amount and track your progress while earning up to 4% interest per annum. Saving with a purpose keeps you focused and motivated.

Mistake #3: Relying only on savings for emergencies

One unexpected expense like a medical bill or home repair can wipe out months of savings if you don’t have a backup plan.

How Maya Fixes it:

Maya offers Easy Credit, a revolving credit line built into the app where you can borrow up to ₱30,000 instantly when you need extra funds, with no documents required. It’s easy to manage with transparent terms and up to 30 days to pay your used credit. You can also apply for Maya Personal Loan that gives you up to ₱250,000 with no collateral needed. You can pay your loan up to 24 months, making repayments light on the pocket.

Mistake #4: Using multiple platforms for your finances

When your money is scattered across apps and accounts, it’s hard to get a clear picture of your financial health.

How Maya Fixes it:

Maya combines banking, payments, credit, savings, and investments all in one place. Whether you’re shopping online, sending money to a friend, paying bills, or saving for the holidays, you’re doing it all from one app helping you stay organized and in control.

Mistake #5: Not setting a realistic spending limit

When you don’t set a cap on how much you can spend, it’s easy to go over budget — especially when everything from food to online sales is just a few taps away.

How Maya Fixes it:

With Maya, you can transfer only what you plan to spend from your Savings to your Maya Wallet, your dedicated fund for payments and daily expenses. Use it to shop with your Maya prepaid card, pay bills, or scan to pay. It’s a simple but effective way to separate savings from spending and stick to your budget without overthinking it.

Fixing your finances doesn’t require a total lifestyle change. Sometimes, it’s just about using the right tools. Maya gives you everything you need to save smarter, borrow when necessary, invest with ease, and take control of your money without the usual stress.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to learn more. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas  (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

Freelancer Perks You Didn’t Know You Needed—Now in the Maya App

Let’s be real: freelancing looks like freedom, but behind the curated schedules and café-hopping gigs lies a truth every gig worker knows—one accident, one delay, one missed opportunity can throw your whole month off balance. No gigs, no income, no backup.

Maya, the #1 Digital Bank in the Philippines, gets it. That’s why it’s making it easier than ever for freelancers to enjoy perks usually reserved for the 9-to-5 crowd. We're talking high-yield savings, instant access to credit, seamless payments, and now, insurance coverage built for your lifestyle.

With Maya Savings, you can earn up to 15% interest per annum just by letting your money sit smart. Got an emergency? Maya Easy Credit gives you instant access to up to ₱30,000 right inside the app. And if you’re looking to spend smarter, Maya also offers credit cards built for your lifestyle: the Landers Cashback Everywhere Credit Card gives you up to 5% cashback at Landers Superstores, 2% on dining, and 1% on most everyday spends, while the Maya Black Credit Card lets you earn Maya Miles on every swipe—use it to shop, dine, or soon fly wherever your hustle takes you. 

And because life doesn’t always go as planned, Maya now gives you access to Singlife’s Cash for Income Loss (Accidents), a straightforward insurance plan you can get for as low as ₱1,196/year, with cash benefits of up to ₱50,000 per month for 36 months  if an accident puts you out of work. No fine print, no long forms, just real financial support when you need it most. The best part? You can purchase it directly through the Maya app, along with other Singlife plans like Cash for Goals, Cash for Medical Costs, and the 3-in-1 Protection Plan.

Here’s your sign: When you purchase any of these Singlife plans in Maya until the end of June, you get ₱500 cashback. It's coverage with benefits, just the way freelancers like it.

Speaking of perks, if you’re transferring your freelance earnings from PayPal, make sure you’re doing it through Maya. With a minimum transfer of ₱7,000, you’ll get ₱250 cashback.

Whether you're recovering from a curveball or gearing up for your next big win, Maya’s got your back. From protection to perks, this is how freelance life should feel—empowered, supported, and paid in full.

Visit maya.ph/freelancer, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay in the loop. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.