Your Mid-Year Money Reset: Five Ways to Make the Rest of 2026 Count

There's something about the middle of the year that makes people reassess everything: the routines they've kept, the goals they've quietly abandoned, and the habits they want to change. Money shouldn't be any different.

Halfway through 2026 isn't just another milestone on the calendar, it's an opportunity to check whether your financial habits are still helping you get where you want to go. Because the smartest financial plans aren't the ones you never change, they're the ones that evolve as life does.

Whether your priorities have shifted or you're simply looking to finish the year stronger, here are six practical ways to give your finances a mid-year reset with Maya, the country's #1 Digital Bank and leading all-in-one fintech platform.

1. Ask yourself if you're still saving for the right goal

One of the biggest misconceptions about financial planning is that your goals should stay the same all year; but life changes. The trip you wanted to take may have become an emergency fund, a gadget can wait while home repairs suddenly take priority, or maybe you've accomplished one goal and it's time to start another.

That's not falling behind. That's adapting.

With Maya Personal Goals, users can create up to five personalized savings goals while earning up to 8% interest p.a., making it easier to save separately for everything from travel and emergencies to bigger life milestones.

2. Give your savings a promotion

If your savings account is simply holding your money, it might be worth asking: Could it be doing more?

A mid-year reset isn't just about saving more. It's about making the money you've already saved continue working in the background.

With Maya Savings, users can earn up to 15% interest p.a., credited daily, while keeping their funds accessible whenever they need them.

For money that won't be needed anytime soon, Maya Time Deposit Plus offers another way to grow savings over a fixed period with rates of up to 6% p.a. and the flexibility to top up funds anytime.

Because even small adjustments today can make a meaningful difference by year-end.

3. Make every peso do more than one job

One habit worth carrying into the second half of the year? Getting more value from the spending you're already doing. Whether it's rewards, cashback, or perks, everyday expenses don't have to end once you've paid the bill.

With the Maya Black Credit Card, cardholders earn up to 10x Maya Miles at Maya Black Preferred merchants, while its Visa-powered acceptance makes it easy to use whether you're dining locally or traveling abroad. Those Maya Miles can be redeemed for vouchers for shopping, dining, and more, helping stretch the value of purchases you've already made.

Meanwhile, the Landers Cashback Everywhere Credit Card offers 5% cashback at Landers, 2% cashback on dining, and 1% cashback on most purchases. Cardholders also enjoy a ₱7.00-per-liter fuel discount at Landers-Caltex stations.

4. Don't mistake flexibility for falling behind

Not every financial surprise comes from overspending, sometimes expenses simply arrive all at once: a family celebration, repairs, school-related expenses, or even holiday bookings. Even well-planned budgets can feel stretched when timing doesn't cooperate.

For bigger purchases that you'd rather spread out over time, Maya's Mini Payments feature lets eligible purchases be converted into 3, 6, 9, or 12-month installment plans at a fixed add-on interest rate at 1% per month, with zero processing fees on Mini Payments created until September 30, 2026.

For more unexpected financial needs, Maya Easy Credit1 offers access to up to ₱50,000, repayable within 30 days. Meanwhile, Maya Personal Loan2 provides up to ₱400,000 with flexible monthly repayment terms—all within the Maya app and without the usual paperwork or collateral.

5. Don’t let predictable expenses catch you by surprise

Some of the biggest expenses each year aren't actually unexpected, they're simply easy to underestimate.

Holiday shopping, year-end travel, family celebrations, and school-related costs tend to arrive around the same time, putting extra pressure on monthly budgets.

Planning for them doesn't necessarily mean setting aside huge amounts overnight. Giving yourself a few extra months to prepare can make those expenses feel much more manageable when they eventually come around.

For longer-term goals, Maya Time Deposit Plus lets users grow their savings with rates of up to 6% p.a., while offering the flexibility to top up funds anytime, making it easier to prepare today for what's already on the horizon.

Halfway through the year isn't a finish line or a report card. It's simply a chance to pause and ask whether your money is still supporting the life you're trying to build.

Maybe your priorities have changed. Maybe your spending habits have improved. Or maybe the goals you set in January no longer reflect where you are today. That's not a setback, it's part of life.

Just as we regularly reassess our work, our routines, and our personal goals, our finances deserve the same kind of attention. A mid-year reset is an opportunity to make sure your savings, spending, and financial habits still align with what matters most today.

After all, there's still half a year left to make meaningful progress.

To know more, visit maya.ph or mayabank.ph, and follow @makeyourmoneymaya on Facebook, Instagram, YouTube, and TikTok to stay updated. Approval and offer are subject to credit evaluation. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph. For 24/7 assistance, visit the Help Center in the Maya app or call us from 8 AM to 7 PM daily at +632 8845-7788.

Lenovo Recognized in the Gartner® Supply Chain Top 25 for 2026

 

Lenovo has once again been ranked in the Gartner® Supply Chain Top 25 for 2026, achieving its highest-ever ranking at seventh globally. The Gartner Supply Chain Top 25 is a renowned annual ranking of the world’s superior supply chains. Now in its 22nd year, the Gartner Supply Chain Top 25 identifies, celebrates and profiles excellence in supply chain management. Supply chain teams use the Gartner Supply Chain Top 25 to benchmark performance, transform operations and lead in the future. Lenovo ranked eighth in 2025, 10th in 2024, and eighth in 2023.

AI Builds Greater Supply Chain Resilience

Global supply chains have faced unprecedented disruption over the past 12 months, driven by tariffs, component shortages, and geopolitical tensions. Lenovo’s strength amid these challenging circumstances has been its ability to build on its AI infrastructure behind its global supply chain, improving resilience, adaptability and execution at speed and scale.

Over the past year, Lenovo has evolved its Supply Chain Intelligence “digital nervous system” to develop iChain, a continuously learning orchestration system that coordinates thousands of suppliers and more than 30 manufacturing sites globally. iChain is delivering tangible results for Lenovo’s supply chain operations, including 60% faster decision-making, near real-time disruption response, and a 90% automation of network simulations that reduces manual analysis from two to three weeks down to two to three hours.

Lenovo remains committed to sustainability and continues to focus on future-proofing its operations by making the supply chain more resilient and intelligent.

“At Lenovo, we’ve always considered our Global Supply Chain as a key pillar of our operational excellence,” said Che Min Tu, Senior Vice President and Group Operations Officer, Lenovo. “Over the past 12 months, the ability to respond quickly to disruption has become essential for every business. By fully integrating AI into our operations, we’ve been able to meet our customer needs more quickly and respond to complex situations. We not only withstand disruption; we become stronger because of it. It’s this approach that’s helped Lenovo navigate changing market conditions, maintain a competitive advantage, and deliver its strongest year in the company’s history.”

Resilience Delivers Measurable Business Results

This resilience is translating into business performance. Lenovo retained its number one position in global PC market share, with the gap to the second-ranked competitor widening to its largest level in 15 years.

At the same time, integrating the Infrastructure Solutions Group supply chain into the broader global network has helped accelerate growth in Lenovo’s infrastructure business, supporting record operating profit and margins.

As global supply chains continue to grow more complex, Lenovo’s model is evolving beyond the high-volume PC business, where a single device can include an average of 2,500 components, to meet hypergrowth demand for AI infrastructure, enterprise solutions, and next-generation workloads. This positions Lenovo to maintain leadership in the global supply chain landscape by scaling AI server manufacturing, expanding liquid-cooled server capacity, and strengthening its global-local manufacturing network.

Lenovo’s Global, Anti-Fragile Supply Chain Strategy

Today, Lenovo’s supply chain spans more than 30 manufacturing sites in 10 markets across Asia Pacific, China, Europe, the Middle East and Africa, North America, and South America. Last year, Lenovo broke ground on a new manufacturing base in Riyadh, Kingdom of Saudi Arabia. Once operational, the advanced manufacturing facility will manufacture PCs, smartphones, and servers for the Middle East and Africa market, and will include a research and development center, talent enablement programs, and a customer experience center. Lenovo is committed to supporting the creation of thousands of local jobs, enabling knowledge transfer, and driving long-term economic value creation in Saudi Arabia.

In addition, Lenovo’s manufacturing site in Monterrey, Mexico, was recently recognized as one of 12 new additions to the World Economic Forum’s Global Lighthouse Network, a community of 201 leading manufacturers recognized for applying advanced technologies at scale. It is the second Lenovo site to receive this recognition, following the company’s site in Hefei, China, which was recognized in January 2023.

In September 2025, Lenovo announced a major investment and job expansion at its U.S. manufacturing and fulfilment campus in Whitsett, North Carolina. The three‑building campus spans more than 800,000 square feet and employs approximately 1,100 people. The site supports server manufacturing, rack integration, and order fulfilment for customers across the United States.

How are companies ranked in the Gartner Supply Chain Top 25?

A Top 25 supply chain ranking is based on an equal weighting of business metrics and community opinion.

Business metrics comprise financial and environmental, social and governance (ESG) metrics. Financial metrics are based on a combination of three-year weighted return on physical assets (ROPA), ROPA change and revenue growth, plus inventory turns across the year. ESG data is derived from trusted third-party sources in the areas of commitment, transparency and performance across each area of ESG.

Community opinion is based on the feedback of peer voters from the community and Gartner experts. Peer voters cast votes for their personal choice of the Top 25 supply chains. They base their decisions on perceived end-to-end supply chain maturity and leadership, specifically the supply chains that are run as strategic assets to deliver business and societal outcomes by partnering beyond their own organizations and that are thriving through uncertainty.

Read the full Gartner Supply Chain Top 25 for 2026 Report here.

From saver to millionaire: How a delivery rider’s financial discipline paid off with GSave

 

Learn how consistent saving and financial discipline through GSave helped a delivery rider reach a million-peso milestone

A delivery rider from Bautista, Pangasinan is proving that consistent saving can lead to meaningful results after winning ₱1 million through the Spin to Win promo from GCash, the Philippines’ leading finance superapp and largest cashless ecosystem.

Jolan, who has been using GCash since 2019, built his savings habit long before adopting digital tools. He started by setting aside small amounts in a traditional alkansya or piggy bank, driven by a simple goal: to secure his future and achieve personal milestones. Over time, this discipline became a routine that shaped how he managed his finances.

Saving consistently for years paid off when he won ₱1 million through GSave’s Spin to Win promo. The campaign rewarded eligible GSave users with chances to win prizes by depositing and growing their savings. For Jolan, the win further reinforced the value of staying committed to his financial goals.

“Hindi ako agad naniwala noong una (na nanalo ako), pero nung nakumpirma na, doon ko na-realize na may bunga talaga ang pagtitiyaga sa pag-iipon,” Jolan shared. (I didn’t believe it at first (that I had won), but once it was confirmed, that’s when I realized that perseverance in saving really pays off.)

GSave is a savings feature within the GCash app that allows users to securely store money and earn interest. It is designed to make saving more accessible by integrating it into a platform that many Filipinos already use for daily transactions.

For Jolan, shifting from a piggy bank to GSave made a significant difference. He said the added security gave him peace of mind, while the ability to track his savings helped him stay consistent. Seeing his balance grow, along with the interest earned, became a strong motivator to continue saving.

“Mas kampante ako na nasa GSave ang pera ko dahil mas secure ito, at nakikita ko pa kung paano ito lumalaki, kaya mas ginaganahan akong mag-ipon,” Jolan said. (I feel more confident keeping my money in GSave because it’s more secure, and I can see my savings grow over time, which motivates me to save even more.)

His approach to saving remains straightforward: set aside any amount he can whenever possible and make a conscious effort to limit unnecessary spending. Jolan believes that discipline and consistency matter more than the amount saved, and that even small contributions can build over time.

Despite winning ₱1 million, he has no plans to spend the money immediately. Instead, he intends to keep saving and use the prize to strengthen his long-term financial security. For him, the win is an opportunity to move closer to the goals he has been working toward for years.

Jolan encourages fellow GCash users to start saving, regardless of how small the amount may be. He believes expenses carefully and avoiding unnecessary purchases can make a significant difference over time.

Saving, he said, is a habit that anyone can build with consistency and discipline. With the right tools and mindset, even small steps can lead to greater financial stability.

As the digital savings platform of GCash, GSave democratizes access to financial services and helps Filipinos address traditional banking challenges like manual paperwork submission, physical branch queuing, and deposit limits. It allows users to seamlessly open and manage accounts from top partner banks—such as CIMB, BPI, Maybank, UNO Digital Bank, and Cebuana Lhuillier Rural Bank—all through their mobile phones. To make secure wealth-building more frictionless, GSave features no minimum deposit, no maintaining balance, and no transfer fee requirements, ensuring anyone can start saving instantly.

For more information, please visit www.gcash.com.

GoTyme Bank cements position as a trusted bank with 10M users and P53B in deposits

 

GoTyme Bank has officially crossed the 10-million-user milestone in just over three years since its launch. The milestone represents a fundamental shift in mainstream Philippine banking, backed by over P53 billion in customer deposits and sustained engagement across the bank’s ecosystem. The rapid adoption highlights how modern Filipino consumers are evaluating institutions not merely by corporate longevity, but by how consistently they deliver value, security, and convenience in daily life.

While traditional banks historically establish credibility through decades of operating history asset records, GoTyme Bank has built trust by consistently delivering secure, convenient, and accessible financial services that customers use every day. This trust is reflected in sustained customer behavior, strong app engagement, and rapid cross-product adoption across debit, MoreTyme, remittances, and wealth management.

“Reaching 10 million users is an important milestone on our journey to become the Philippines largest and most loved bank, but for us, it’s really about the trust that millions of Filipinos place in GoTyme Bank every day,” said Nate Clarke, CEO of GoTyme Bank. “We’re grateful to our customers for choosing us, and we’ll continue working to make banking simpler, more accessible, more affordable, and more beautiful for everyone.”

Sustained trust & deep engagement

A core driver of the bank's rapid growth is its integration into the daily financial habits of its users. GoTyme Bank has secured its place as the Most Used Visa Debit Card in the Philippines based on Visa debit active usage data in 2025, proving it is an essential tool for daily commerce. Making everyday banking more accessible and affordable has been a core part of GoTyme Bank’s approach since launch. As part of that commitment, the bank has offered free InstaPay transfers since the beginning, giving users greater flexibility and convenience in managing their finances.

Scale, infrastructure & seamless access

Bridging the digital-to-physical gap, GoTyme Bank has built an extensive physical network that complements its digital-first architecture. Bringing a personal touch back to banking, GoTyme Bank maintains more than 600 kiosks across the Robinsons Retail ecosystem and SM Stores nationwide, supported by over 1,200 Bank Ambassadors who help customers open accounts in five minutes or less and access high-quality services instantly. Customers can conveniently deposit and withdraw cash through more than 2,500 lanes in Robinsons Retail stores. They can also deposit cash through a network of more than 4,500 7-Eleven stores nationwide.

Financial inclusion & cross-product acceleration

As GoTyme Bank matures, its ecosystem has expanded into comprehensive financial services, driving deep cross-product adoption. Expanding beyond traditional savings, users can pay more than 160 billers directly within the app, simplifying everyday financial management. Customers can also invest in crypto and Philippine stocks within the app, making investment opportunities more accessible to everyday Filipinos.

The bank is also unlocking financial potential through its growing credit infrastructure. Over 1 million early-access users have been introduced to MoreTyme, a broader suite of credit solutions designed to be flexible, transparent, and easy to understand. Customers always know exactly what they’re paying for, with clear pricing and no hidden charges buried in the fine print. MoreTyme enables users to pay purchases in installments through QRPh, Convert Purchases, and the MoreTyme Virtual Card, while Get Cash provides quick access to funds when needed. Additionally, through a new integration with Wise, users can now enjoy fast, fair, and transparent international money transfers with highly competitive rates.

A new standard for Philippine banking

The 10-million-user milestone reflects a wider transformation in how Filipinos interact with their money, demonstrating that true trust can be built transaction by transaction through an exceptional user experience. By marrying institutional-grade security and substantial deposit volumes with a frictionless digital experience, GoTyme Bank is proving that trust is no longer built solely through decades of history, but through consistently delivering value every single day.  

As GoTyme Bank accelerates its expansion into international remittances, investing, and credit services through MoreTyme, it continues to strengthen its long-term market position while staying true to its vision of making banking beautiful.

Why Today's Filipino Workers Are Looking Beyond Salary

For many Filipinos, work has always been about more than just earning a living. It is about providing for loved ones, building a better future, and creating a sense of security for the people who matter most. Today, however, the way employees evaluate job opportunities is evolving. While salary remains an important consideration, many are increasingly looking beyond compensation such as healthcare access, family protection, financial security, work-life balance, and overall well-being. 

Recent studies suggest this shift is becoming more pronounced. Aon's 2025 Human Capital Employee Sentiment Study found 64% of Filipino employees are considering changing employers within the next year, highlighting the growing importance of creating a workplace experience that goes beyond a paycheck.

Looking for more than a paycheck

For many employees, the priorities are deeply personal. While competitive pay remains important, many today are thinking beyond their next paycheck. They are looking for employers that can support them through different stages of life and provide greater peace of mind for themselves and their families.

For some, that means dependable healthcare coverage that can help ease the financial burden of unexpected medical expenses. With healthcare costs continuing to rise, access to medical consultations, hospitalization coverage, and preventive care has become increasingly important.

Others are looking for benefits that help protect the people who depend on them. For many who support not only their immediate families but also parents and extended relatives, having access to protection and financial security can be a significant consideration when evaluating an employer.

The Growing Importance of Financial Well-Being

Financial well-being is also becoming a growing priority. Employees are increasingly interested in benefits that can help them prepare for major life milestones, manage unforeseen challenges, and build greater confidence about the future.

At the same time, workplace expectations have expanded beyond traditional compensation and healthcare. Many employees now place greater value on work-life balance, mental wellness support, flexibility, and programs that contribute to their overall quality of life. They are looking for employers that recognize them not just as workers, but as individuals with personal responsibilities, aspirations, and goals outside the workplace.

This shift reflects a broader change in how people define a good job. Increasingly, it is not just about how much they earn, but about how supported they feel in building a healthier, more secure, and more fulfilling life.

"More than ever, workers want the confidence that they can focus on their goals, care for their loved ones, and navigate life's challenges knowing they have support when they need it," said Noemi Azura, President and CEO of InLife Benefits.

Supporting the Needs of Today's Workforce

Understanding these evolving needs has long been the focus of InLife Benefits Insurance Company, Inc.

Formerly known as Generali Philippines, InLife Benefits has specialized in group insurance and employee benefits solutions since 1999. Today, the company continues that commitment under a new name, helping employers provide meaningful protection and support for their workforce.

The transition to InLife Benefits reflects a stronger alignment with InLife, one of the country's most established life insurance companies with more than 115 years of serving Filipinos. Combined with the employee benefits expertise built over more than two decades and the global experience of Generali, the company continues to bring together local understanding and international insights to help address the changing needs of today's workforce. Importantly, while the company now carries a new name and visual identity, its commitment to clients remains unchanged. 

Same Commitment, Stronger Foundation

As employee expectations continue to evolve, benefits are becoming more than just a workplace offering. They are increasingly part of how people build security for themselves and their families, pursue their goals with confidence, and prepare for whatever the future may bring.

For InLife Benefits, helping employers provide that support remains at the heart of what it does—continuing a legacy of employee benefits expertise while moving forward under a name that reflects both its heritage and its future. The name may be new, but the mission remains the same: helping protect what ma

tters most.

EastWest Champions Retirement Readiness at BSP PERA Forum

 East West Banking Corporation (EastWest) championed the role of employers in strengthening retirement readiness among Filipino workers at the Bangko Sentral ng Pilipinas (BSP)-subsidized PERA@Work: Powering Employer-led Retirement Security Forum. 

Speaking at the forum, EastWest CEO Jerry G. Ngo shared the Bank's experience as the first universal bank in the Philippines to launch a voluntary Personal Equity and Retirement Account (PERA) contribution program for employees.

“Financial empowerment is not only about access to products. It is also about building the knowledge and confidence to plan ahead,” Ngo said. “By facilitating access to PERA, EastWest is helping employees take a more active role in shaping their long-term financial future.” 

Launched in April 2026, EastWest's voluntary PERA program complements the Bank's existing retirement benefits and forms part of its broader employee financial wellness strategy. The Bank partnered with DragonFi Securities for its employee PERA program, while EastWest PERA products are also available to customers through partnerships with DragonFi and Luna Securities, expanding access through digital investment platforms. 

“PERA does not have to be complicated. But it can be meaningful. It can support employee financial wellness, strengthen your total rewards proposition, and help build trust by showing employees that the company is helping them prepare not only for work today, but for life later on,” Ngo continued.

Ngo also highlighted PERA's role beyond retirement planning, describing it as a practical gateway to investing and financial literacy. 

“PERA is not only a retirement account. It is a financial wellness platform,” Ngo continued. “The bigger opportunity is helping employees think more broadly about saving, investing, and building long-term financial resilience. When people gain the confidence to start investing for the future, everyone benefits.”

Ngo encouraged organizations to explore PERA as part of their employee financial wellness programs, noting that employers can help strengthen retirement readiness through education, access, and long-term financial planning. 

The BSP forum brought together more than 300 attendees and leaders from government, banking, trust, investment, and corporate sectors to discuss how broader PERA adoption can help improve retirement security among Filipino workers.

To know more about EastWest PERA products, contact your EastWest Relationship Manager or visit www.eastwestbanker.com.

UnionBank Private wins triple global awards for next-generation wealth management excellence

 

Union Bank of the Philippines (UnionBank) has earned multiple international recognitions at the prestigious Global Private Banker Innovation Awards 2026, underscoring its commitment to helping clients build and preserve their financial legacy through tailored wealth management solutions and NextGen empowerment. Through UnionBank Private—its highest-tier wealth management segment serving ultra-high-net-worth individuals—the Bank was recognized for delivering holistic and forward-looking financial solutions, securing three major accolades:

    • Best Next-Generation Offering - Philippines

    • Best Private Bank for Client Experience – Philippines

    • Excellence in Intergenerational Services by a Private Bank

The annual Global Private Banker Innovation Awards honor the world’s leading private banks and wealth managers for upholding the highest standards of excellence in customer-centric service, pioneering innovation, and strategic leadership.

Judged by a panel of global industry specialists, the Global Private Banker Innovation Awards is regarded as a benchmark of excellence across the financial sector. The 2026 cycle is regarded as the most competitive to date, with increased participation from the world’s best banks, wealth managers, and family offices.

“We are honored to be recognized for our commitment to helping our clients preserve their wealth for succeeding generations. One of the challenges of managing and preserving multi-generational wealth is the difference in perspectives and priorities,” said UnionBank Head of Wealth Management, Gauraw Srivastava.

“UnionBank Private recognizes the vital role the next generation plays in securing their family’s future. We offer tailored solutions that focus on leadership, portfolio construction, business transformation, succession, and more, to support their legacy goals,” added Srivastava. 

UnionBank Private’s NextGen Academy, a specially tailored program to cultivate the NextGen's leaders, was heralded as Best Next-Generation Offering. The initiative helps young family members develop a strong financial foundation early in their careers, preparing them to sustain and grow their family’s legacy.

In presenting the Best Private Bank for Client Experience, the Global Private Banker Innovation Awards commended UnionBank Private’s ability to deliver bespoke solutions to its high-net-worth clients, enabling them to make complex financial decisions with clarity and confidence.

The Excellence in Intergenerational Services by a Private Bank award extolled UnionBank Private’s LeGen (Leading Generation) program for bridging intergenerational gaps between the leading generation and the NextGen through conversations of family succession, wealth transfer, and legacy planning. LeGen is part of the bank’s NextGen Academy and includes mentorship and peer sessions focused on wealth preservation and business resilience.

UnionBank Private’s global recognition comes amid evolving client demands in the financial segment. Clients are seeking more personalized experiences to help them navigate the nuances of wealth management and long-term value creation. As it moves forward, UnionBank will continue to pioneer holistic solutions that support clients through every stage of wealth creation, management, and succession.

For more information on UnionBank’s wealth management offerings, visit www.unionbankph.com or follow on Facebook, X (formerly Twitter), Instagram, or YouTube. Union Bank of the Philippines is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph). For more info, please visit our website. For any concern, you may contact us through our Customer Service Hotline at (+632) 8841-8600.