Your Bonus Just Dropped—Here’s How To Make It Work Harder with Maya

 

Your 13th-month pay just landed and suddenly everything feels possible. The cart you’ve been “saving for later,” the holiday plans, the upgrades, the “I deserve this” moment. But before you go full haul mode, here’s a little reality check: your bonus is more than a treat. It’s a reset button, a jumpstart, and honestly, one of the best chances you’ll get all year to build a healthier relationship with your money.

So if you want to enter 2026 with your finances looking put together, here’s your guide — powered by Maya, the #1 Digital Bank and #1 Fintech Ecosystem in the Philippines.

1. Don’t spend blindly, give your money an assignment.

Your bonus isn’t a windfall, it’s a strategy. Before anything else, give every peso a purpose. Try this simple split:

• 50% for bills and responsibilities

• 30% for fun (yes, you can still treat yourself)

• 20% for savings or investments

When you do spend, make the swipe intentional. Pay for gifts, bills, groceries, and holiday outings with Maya, because this Christmas, Maya is giving you and your chosen referral a chance to be TWINYONARYOS—each winning ₱1 million! Using Maya Easy Credit? That’s 5x more entries. And here’s the ultimate power move: refer friends with your @username and earn 10x more entries per successful referral. 

2. Park money for “future you”

Here’s where most people slip: everything goes into one account and poof, the bonus magically disappears. If you want yours to actually work for you, start by giving it a real home.

Begin with Maya Savings, where your money grows with up to 15% p.a. interest, credited daily so you literally watch your balance climb. Even moving just a portion of your bonus here helps you hit the ground running for 2026.

Then build structure with Maya Personal Goals, your best friend for financial boundaries. You can create up to five different goal accounts, each earning 4% base interest, with your rate increasing every ₱20,000 you add (up to 8% p.a. for deposits up to ₱100,000). Think: one for emergencies, one for travel, one for home upgrades, one for big purchases, one for long-term plans. No lock-ins. No stress. Just organized money that grows faster.

And if you're the type who wants your bonus to grow steadily and predictably, this is where Time Deposit Plus comes in. You can lock in your money for 3, 6, or 12 months with guaranteed rates of up to 6% p.a. on deposits of up to ₱1 million per Time Deposit Plus account. And because you can open up to five accounts, that’s as much as ₱5 million in total interest-earning deposits.

The best part? Unlike traditional time deposits, you can keep adding funds anytime, even after hitting your target amount. It’s perfect if you want the discipline and stability of a time deposit, but with way more flexibility.

This is how you protect your bonus from slipping through the cracks and make your future self genuinely proud.

3. Build a buffer for life’s curveballs.

Rainy days don’t schedule appointments and nothing derails your finances like an unexpected bill or repair. Your bonus is the perfect chance to finally build that cushion.

Boost your emergency fund using Maya Savings or set up a dedicated Personal Goal just for emergencies. And if life throws something bigger than expected? Maya Easy Credit gives you instant access to funds with no paperwork, no collateral, so you don’t have to touch your hard-earned savings when things get tough.

To know more, visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

Just tap and go when you link your Maya Credit Card to Google Pay!

Filipinos practically run their entire lives on their phones — checking group chats, booking rides, and juggling a dozen errands in between. But even with everything going digital, paying with your phone can still slow you down – especially with QR codes. Scanning with your phone, waiting for SMS confirmation, or having cashiers take screenshots and double-check a QR payment? Suddenly, your quick stop turns into a waiting game.

Maya, the #1 Digital Bank in the Philippines, is changing that. As one of the first banks in the country to enable Google Pay for credit cards, Maya is putting next-generation payments directly in your hands. Yup, Android users can now tap and go by simply adding their Maya Credit Card to Google Wallet. Even better? Tap to Pay via the Maya app is coming soon, making paying faster and easier than ever.

Why Tap to Pay Just Makes Sense 

Life moves fast—commuting, grabbing coffee, running errands between meetings. And through all of that, your phone is always in your hand. So, it only makes sense for paying to keep up. 

It’s no wonder most prefer tapping with their credit cards. It’s quick, convenient, and comes with rewards. But there’s an even faster way to pay: Tapping with your phone.  With Maya on Google Pay, your phone becomes your wallet. No digging through your bag, no fumbling for a card—just one motion and you’re done. Plus, you still get the rewards you love:

• Instant Maya Miles with your Maya Black Credit Card, and

• Cashback with your Landers Cashback Everywhere Credit Card.

An Easier & More Effortless Way to Pay

Paying with your Maya Credit Card on Google Pay is instant and incredibly smooth:

• Add your Maya Credit Card to the Google Wallet app

• Unlock your phone, open Google Wallet, and tap at any NFC-enabled terminal

• Pay anywhere Visa or Mastercard contactless is accepted globally

No extra steps. No friction. Just fast, secure, tap-and-go payments — whether you’re buying coffee, catching a ride, or checking out at your favorite stores.

Perks That Make Tapping Even Better

To celebrate this new way to pay, Maya and Visa are giving your PickUp Coffee run an upgrade. Tap to Pay with your Maya Credit Card via Google Pay and you get ₱50 off on your drink—yes, just for tapping. Your caffeine fix, now with tap-exclusive perks.

With this feature now available, you can finally ditch the unnecessary steps and go straight to the part that matters—tapping, earning, and getting on with your day. Paying shouldn’t slow your down, and now it won’t.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

Treat Yourself to 20% Off at the Most Raved-About Restaurants in the Philippines with Your Maya Credit Card

 With the first-ever Michelin Guide Philippines now officially announced, the spotlight is on the country’s growing dining scene — from chef-driven tasting menus to proudly local kitchens redefining Filipino flavors. And whether you're finally trying a restaurant you've kept on your “someday list” or returning to a comfort favorite, Maya makes every meal better. 

Maya Credit Card users can enjoy up to 20% cashback (capped at ₱1,000 per month) when they dine and pay with their Maya Black Credit Card or Landers Cashback Everywhere Credit Card at thousands of restaurants nationwide — including several featured in the newly released Michelin Guide Philippines, such as Helm, Asador Alfonso, Celera, Gallery by Chele, Hapag, Inato, Kasa Palma, Linamnam, Toyo Eatery, Bolero, Cabel, Cochi, Halong, Lampara, Los Tacos, Manam (The Triangle), Pilya’s Kitchen, Some Thai, Taqueria Franco, The Underbelly, Your Local, 12/10, Antonio’s, Automat, Blackbird, Carmelo’s Steakhouse, Cirkulo, Fresca Trattoria, Gordon Ramsay Bar & Grill, Goxo, Locavore, Lore, Lusso, Mamacita, Metiz, Now Now, Old Manila, Pablo, People’s Palace, Ramen Ron, Sala, Seva, Socarrat, Super Uncle Claypot, Taupe, Terraza Martinez, Txanton, Uma Nota, and Yamazato. 

Note: Restaurant listings are based on the official MICHELIN Guide Philippines 2025 release. 

And the best part? This 20% dining cashback comes on top of your regular card rewards. 

✅Maya Black users still earn up to 10x Maya Miles at Maya Black Preferred Merchants 

✅ Landers Credit Card users still earn extra cashback on every purchase 

Apply for a Maya Credit Card and explore dining deals at https://www.maya.ph/dineanywhere. For more information, visit maya.ph and mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok. 

Maya is not affiliated with or endorsed by the MICHELIN Guide. Restaurant information is based on publicly available listings from the MICHELIN Guide Philippines.  

Escape the Performative Money Trap and Start Making Moves That Matter with Maya

 We’ve all been there: swearing that this is the year we’ll finally save, spend smarter, and stop the endless cycle of “budol” buys. But somehow, the plan to get our finances together turns into another “next time” situation.

Truth is, most of us fall into performative money habits. We mean well, but our actions don’t always match our intentions. If you’re serious about leveling up your finances before the year ends, it’s time to trade old patterns for smarter habits that actually grow your money. Thankfully, Maya, the #1 Fintech Ecosystem and #1 Digital Bank in the Philippines, makes it easier (and more rewarding) to do just that.

Here’s how to break free from the usual money traps: 

1.  Start saving with purpose (and peace of mind)

Let’s be honest, if you’re saving whatever’s left after bills and brunches, there usually isn’t much left to save. It’s time to make this your first move: start treating saving like your first bill of the month and not as an afterthought  With Maya Personal Goals, you can set up specific savings targets — whether it’s for a trip, a new gadget, or an emergency fund — and earn up to 8% interest per year as you go.

Here’s how it works:

• Create up to five Personal Goals inside the Maya app.

• Name each goal, set your due date and target amount.

• Fund it from your Maya Wallet, Maya Savings, or even another bank.

Once you’ve set your goals, all that’s left to do is watch your money grow. Each one earns 4% interest per year right away, and every ₱20,000 you add unlocks a higher rate—up to 8% per year for deposits up to ₱100,000. There are no lock-up periods or penalties, so you stay flexible while still growing your money.

2. Make every spend work harder for you

If you’re spending anyway, you might as well make it count. With Maya, every swipe does more for you boosting your Maya Savings interest up to 15% p.a. and unlocking even more rewards through Maya Credit Cards.

Got weekend plans? Use your Maya Credit Card and earn up to 20% cashback when you dine anywhere until December 31, 2025. Love grocery runs or bulk shopping? The Maya Landers Credit Card gives you 5% cashback at Landers every time you stock up.

And if you want to take it up a notch, the Maya Black Credit Card lets you earn Maya Miles for every purchase so your daily spending can literally take you places.

3. Take control of credit and use it to build your future

A lot of us were raised to think credit is bad. But when done right, credit is actually a powerful tool for growth.

If you’ve never had a credit card before, Maya Black Express is a great way to start. It gives you access to credit perks of Maya Black but with less pressure. You just make a one-time Express Deposit (starting at ₱12,500) that sets your spending limit and that deposit stays in your Maya Savings, earning 3.5% interest per year while you use your card.

Every purchase helps you build your credit score, bringing you closer to qualifying for the full Maya Black Credit Card and all its lifestyle-level perks in as fast as six months.

4. Start where you are and scale with Time Deposit Plus

You don’t need to wait for a pay raise to start managing your money better. But once you’re ready to take your savings to the next level, Maya Time Deposit Plus can help you grow more consistently.

You can lock in your money for 3, 6, or 12 months with rates as high as 6% p.a. on deposits of up to ₱1 million per Time Deposit Plus account, and with up to five accounts, that’s as much as ₱5 million in total interest-earning deposits.

The best part? You can keep adding funds anytime, even after reaching your target amount. It’s perfect for anyone who wants the structure of a time deposit, but the flexibility of modern saving.

We’ve all made money mistakes — what matters is learning how to move past them. Breaking from performative habits starts with one small, intentional change, and Maya makes that change rewarding, simple, and smart.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

Only Maya Gives You the Power to Save Your Favorite Housemate in PBB Celebrity Collab 2.0 Edition

After a successful run of the last Pinoy Big Brother (PBB) Celebrity Collab Edition, Maya—the #1 Digital Bank in the Philippines—is back inside Kuya’s house. With a new batch of Gen Z Kapamilya and Kapuso housemates, fresh collab twists, and iconic moments unfolding every week, the magic of the PBB Celebrity Collab 2.0 Edition is stronger than ever. Returning as this season’s official voting partner, Maya gives Mayamayans the power to save their favorite housemate in just a few taps. 

  

Whether you're a loyal stan, a silent voter, or a full-on fandom commander, Maya makes it easier and smarter to go all out for your fave. 

Your Vote, Supercharged 

Mayamayans can level up their voting power with exclusive perks—like referral rewards and extra funds from their Maya Savings interest earnings. First time using Maya? Get 100% cashback on your first vote!  Share your Maya invite code and earn as much as ₱15,000 from successful referrals so you and your friends can go full force to save your chosen Housemate. 

Voting Made Easy 

No complicated steps here. Just open the Maya app, tap the PBB icon, choose your Housemate, and pick your vote package. That’s it. Whether you’re backing your favorite Kapamilya or Kapuso Housemate, Maya puts real voting power in your hands.  

More Than a Vote—It’s a Movement 

Mayamayans can even use their Maya Savings interest earnings to support their favorite Housemates. With Maya, everyday transactions—like paying bills, buying coffee, or sending money—can earn up to 15% interest p.a., credited daily, giving you extra funds to vote when it matters most. 

Don’t miss PBB Celebrity Collab Edition 2.0, airing every weeknight at 9:40 PM, Saturdays at 6:15 PM, and Sundays at 10:05 PM on GMA.  You can also catch every episode online via Pinoy Big Brother’s YouTube page, GMA Pinoy TV Channel, Kapuso Stream, Kapamilya Online Live, and iWantTFC. The all-access stream is also available on GMANETWORK.COM and IWANT. 

 

Download the Maya app now, vote smart, and start your #SaveWithMaya journey today! To know more about this exciting collab, visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.  

The Pink Glitter Edition Maya Visa Card Just Dropped—Here’s Why Everyone’s Obsessed

ICYMI: Maya, the #1 Fintech Ecosystem and #1 Digital Bank in the Philippines, just dropped its newest Pink Glitter Edition Maya Visa Card, and everyone is raving about it. This isn’t just another card in your wallet, it’s the card you’ll want to carry, use, and show off every single day.

All glitter. No filler. 

The Pink Glitter Edition Maya Visa Card delivers on all fronts: design, function, and benefits. Its matte glitter finish gives it a premium, polished look while ensuring it slides smoothly into ATMs and payment terminals for easy, worry-free transactions.

It’s the perfect mix of style and smarts: cool enough to match your everyday aesthetic, practical enough to keep your finances on track, and designed so that even the little things including your daily coffee run, a grocery haul, or weekend shopping spree, actually work for you.

And it’s not just about looks. This globally accepted debit card lets you pay, shop, and withdraw anywhere Visa is accepted, all while helping your money grow with up to 15% p.a. interest on Maya Savings.

Your Ticket to Once-in-a-Lifetime Moments

Using the Pink Glitter Maya Visa Card doesn’t just reward you financially, it could literally take you places. From October 1 to November 11, every swipe with this glittery card could take you straight to the BLACKPINK [DEADLINE] World Tour in Manila. Thanks to Visa and Maya, your everyday spending might just score you VIP fan packages or even daily ticket giveaways!  

The Pink Glitter Maya Visa Card isn’t your only way in. You can also use:

• The Maya Black Visa Credit Card —   a sleek, numberless card that gives you instant miles and global airport lounge access for no annual fees. Perfect for travelers and lifestyle enthusiasts.

• The Maya Visa Landers Cashback Everywhere Credit Card — your cashback card for everyday purchases. Earn 5% at Landers, 2% on dining, and 1% on everything else every time you swipe.

Here’s how to join:

1. Open the Maya app and go to the Tickets tab.

2. Tap “Join today’s giveaway” to start earning entries for the monthly and daily giveaways. 

3. Get and/or use your Maya Visa Landers Credit Card, Maya Black Visa Credit Card, or Maya Visa Debit Card to earn raffle entries

A minimum spend of ₱500 in a single transaction qualifies you for one daily entry.

With Maya, your everyday doesn’t have to stay ordinary. It’s your go-to that makes spending smarter, saving easier, and moments more rewarding, whether you’re chasing miles, cashback, or the concert of your dreams.

Stay updated by visiting maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

Treat Yourself: Get Up to 20% Cashback When You Dine at Thousands of Casual Dining Restaurants with Maya Credit Cards

Who says treating yourself has to cost more? For many of us, food is the ultimate comfort, whether it’s a favorite ramen bowl, a barkada samgyup night, or a cozy dinner catch-up. Now with your Maya Credit Card, those moments don’t just satisfy cravings — they reward you too. 

 

Maya, the #1 Digital Bank in the Philippines, makes every dining experience more rewarding. Get up to 20% cashback, with as much as ₱1,000 credited straight to your Maya Wallet every month, when you dine with your Maya Black or Landers Cashback Everywhere Credit Card. 

 

Unlike other cards that limit rewards to select partner restos, Maya gives you cashback at thousands of casual dining restaurants*. Wherever you eat — from comfort-food staples to new food adventures — you’re instantly rewarded just by paying with your Maya Credit Card. 

 

And here’s the best part: this dining cashback comes on top of the usual perks you already enjoy. Earn up to 10x Maya Miles with Maya Black or 2% cashback points with the Landers Cashback Everywhere Credit Card, all while enjoying this special dining treat. 

 

So go ahead — order that extra dish, split the bill with the barkada, or plan that long-overdue catch-up dinner. With Maya Credit Cards, every bite truly pays you back. 

 

To get your own Maya Credit Card and discover all the perks, visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor. 

*See full list of merchants here.  

Don’t Just Watch Your Money Go—Make It Grow with Maya!

 Let’s be real: Money these days feels like it disappears the second it hits your account. Prices keep climbing, bills never take a break, and that dream trip? Always just a little out of reach. If you’re already grinding this hard for every peso, it’s only fair your money hustles just as hard for you.

That’s where Maya, the #1 Digital Bank in the Philippines, changes the game. Unlike the small returns you get from other banks, Maya Savings gives you one of the highest rates with up to 15% per annum. You only need to use Maya for your daily transactions. That’s your money multiplying faster than your weekend plans stack up.

You can even get extra intentional with your finances by setting up to five Maya Personal Goals accounts. Each one earns 4% p.a. from the get-go, and the rate grows every time you add ₱20,000—going up to 8% p.a. on deposits up to ₱100,000. Whether it’s for travel, concert, or a rainy-day fund, every peso you tuck away is clocking in overtime. And if guaranteed returns are more your style, Maya Time Deposit Plus has you covered. You can lock in your money for 3, 6, 12 months with rates as high as 6% p.a. on deposits of up to ₱1 million per Time Deposit Plus account, and with up to 5 accounts, that’s as much as ₱5 million in total interest-earning deposits. The best part? Unlike traditional time deposits, you can keep adding funds anytime, even after reaching your target amount. It’s the ultimate “set it and forget it” way to grow your money with peace of mind.

And here’s the plot twist: growing your money doesn’t stop when you save, it happens when you spend, too. With the Maya Black Credit Card, every swipe earns you Maya Miles. Your morning latte, that spontaneous online checkout, even your flights themselves all turn into future travel, dining, and shopping wins.

If you’re a Landers loyalist, the Maya Landers Cashback Everywhere Credit Card is your ultimate cheat code. Imagine 5% cashback at Landers, 2% on dining, and 1% everywhere else. Whether it’s groceries, date nights, or little splurges, you’re always getting something back.

The truth is, not everyone gets handed financial advantages, but that doesn’t mean you can’t build your own. With Maya’s powerful savings and rewarding credit cards, your money isn’t just safe, it’s stretching, multiplying, and hustling right alongside you.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.